What do you spend $5 a month on?  You spend $5 when you walk in Starbucks, you spend it on a lunch or breakfast out, lotto tickets, a treat at the supermarket, etc.  What else?  All sorts of things that give you an instantaneous bit of value to your life.  BUT why do you not apply this logic to spending $5 on improving the protection your family has?  $5 a month can buy a couple hundred thousand dollars in coverage.  $5 a month can add an endorsement to your policy that greatly enhances the value of what it covers.

Before you decide to save money on insurance make sure you are saving it in the right places.  Remember INSURANCE IS PENNIES BUYING DOLLARS.

thanks  for reading, use at your discretion.