Let’s face it if you are in insurance renters insurance is a “throw away” kind of policy.  Doesn’t cost much therefore many agents do not like to spend time on it.  Some of us happen to love it.  Because it is so inexpensive it should become more like a “Well it is so inexpensive why wouldn’t you…”  And that is almost exactly right.  It is also a really great thing to do for you and your landlord.

The obvious coverage is that is protects your “stuff” which is great.  Well it also provides coverage for you to live somewhere while the home/apartment/condo you rent cannot be lived in because of a claim.  Not bad.  There is also liability coverage in case something happens on your property and you are sued.  Not bad.  All of this for maybe $20 or less a month.

You are also helping your landlord.  Yes, many times your landlord will get a small discount on their insurance if you have renters insurance.  In fact by you having coverage you may also allow your landlord to get more companies to insure the residence.  It is always wonderful that while helping yourself you get to help others.

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