- Improve your credit score…huge factor can make a bad driving record irrelevant
- get a college degree…it helps but not everyone
- own a home/condo..helps a lot and gets a multi-policy savings
- take a defensive driving course..boring but profitable
- make a point to review ANNUALLY
- Know the value of your car…Do you still need physical damage coverage?
- Be loyal to a good agent not a company….nuff said
- take higher coverage…you’ll look better when shopping
Insurance has been commoditized set your coverage plan than your rate!!!