Insurance for my vacation?

Each year my family packs up and heads to Cape May New Jersey for a week of fun with my in-laws, my wife’s brother and sister as well as their families.  Now this is something we have been doing for years and have not really given any thought to insuring.  See your homeowners policy has some coverage for you as does your umbrella policy if you have one.  Also, realistically you cannot insure everything in your life sometimes you just have to live and deal with what may come up.