Is it worth $5 a month http://theinsurancebill.com/?p=190
The biggest difference in what I am writing today and what I wrote in September 2012 is that I have not had this discussion with a current or potential customer in 5ish years. Why? Because I finally realized this is not a discussion worth having. Period.
I was always doing things better, now there is a team of us doing things better. What was once a theory is now completely proven out. We stick to several simple themes, one of the main ones being; Our Goal is simple, to improve your coverage and improve your rate, ideally both.
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Worth $5 a month? Pennies buying dollars
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UPDATE of http://theinsurancebill.com/?s=logic+versus+fear
THERE IS NO PRACTICAL OR IMPRACTICAL WAY TO COVER YOURSELF FROM EVERYTHING.
6 years later and this is still completely true. Period. A recent example that isn’t hotdogs;
Was in a position where I needed to buy a car. There were three specific add-ons “sales” that fall into the logic versus fear category. I applied logic and bought none of them. One even had a complete rack of brochures, a clever desk mat and a goofy coffee cup that mimics spilled coffee. You can actually buy coverage for the day to day messes that a car may experience.
Logic or Fear?
Interesting dilemma, do you sell or buy based on logic or fear. If you spend a few minutes looking up choking statistics you can make a strong case you buy these out of fear. See statistically there are much worse causes than hot dogs. Logically you or I can say well if the flat hot dog eliminates this risk than it makes sense. But does it? Maybe it makes more sense to think through the whole problem; is the person seated, did they take a reasonable size bite are there adults near buy who can supervise end or help if something happens?