Worth $5 a month? Pennies buying dollars

Is it worth $5 a month http://theinsurancebill.com/?p=190 

The biggest difference in what I am writing today and what I wrote in September 2012 is that I have not had this discussion with a current or potential customer in 5ish years.  Why?  Because I finally realized this is not a discussion worth having. Period.

I was always doing things better, now there is a team of us doing things better.  What was once a theory is now completely proven out.  We stick to several simple themes, one of the main ones being; Our Goal is simple, to improve your coverage and improve your rate, ideally both.

Logic Versus Fear 2

UPDATE of http://theinsurancebill.com/?s=logic+versus+fear

THERE IS NO PRACTICAL OR IMPRACTICAL WAY TO COVER YOURSELF FROM EVERYTHING.

6 years later and this is still completely true.  Period.  A recent example that isn’t hotdogs;

Was in a position where I needed to buy a car.  There were three specific add-ons “sales” that fall into the logic versus fear category.  I applied logic and bought none of them.  One even had a complete rack of brochures, a clever desk mat and a goofy coffee cup that mimics spilled coffee.  You can actually buy coverage for the day to day messes that a car may experience.

Logic versus fear

Flat Hot Dogs

Logic or Fear?

Interesting dilemma, do you sell or buy based on logic or fear.  If you spend a few minutes looking up choking statistics you can make a strong case you buy these out of fear.  See statistically there are much worse causes than hot dogs.  Logically you or I can say well if the flat hot dog eliminates this risk than it makes sense.  But does it?  Maybe it makes more sense to think through the whole problem; is the person seated, did they take a reasonable size bite are there adults near buy who can supervise end or help if something happens?