Let’s go shopping

So it is time to take my own advice again.  With renewals for auto and home insurance pending I decided to do some shopping.  I’ve definitely written about what to do when your rate goes up but this time I did things  a little different.

START; Unfortunately my home is basically unmovable, two claims in less than five years.  So I look at what the rate will be without a multi-policy discount.  But wait, it gets a little worse.  I had a stretch in 2012 and early 2013 with three tickets.  Not good.  But, on a plus side, my wife’s two claims are now over five years old so they fall off.

I’ll pay more….

for a good experience, especially one that brings some convenience to my life and if it saves time even better.  This isn’t to say I will grossly overpay for something or that I will not do some homework to make sure I am paying a reasonable price.  It is to say that it is my money and I am always trying to maximize any and all experiences.  If that means I can get the product/service I am looking for and buy from a person I like and all it costs is a few more dollars, count me in.