UPDATE of http://theinsurancebill.com/?s=logic+versus+fear
THERE IS NO PRACTICAL OR IMPRACTICAL WAY TO COVER YOURSELF FROM EVERYTHING.
6 years later and this is still completely true. Period. A recent example that isn’t hotdogs;
Was in a position where I needed to buy a car. There were three specific add-ons “sales” that fall into the logic versus fear category. I applied logic and bought none of them. One even had a complete rack of brochures, a clever desk mat and a goofy coffee cup that mimics spilled coffee. You can actually buy coverage for the day to day messes that a car may experience.
Logic or Fear?
Interesting dilemma, do you sell or buy based on logic or fear. If you spend a few minutes looking up choking statistics you can make a strong case you buy these out of fear. See statistically there are much worse causes than hot dogs. Logically you or I can say well if the flat hot dog eliminates this risk than it makes sense. But does it? Maybe it makes more sense to think through the whole problem; is the person seated, did they take a reasonable size bite are there adults near buy who can supervise end or help if something happens?