Do you trust your agent enough to get a second opinion?
How about asking your agent what coverage they have and taking a look at their declarations pages?
Sounds like fun to me, let’s see if your agent has full no-fault coverage. Let’s see if they have matching liability and supplemental coverage. Let me know how it turns out.
It has been over four years since this first post. Sadly, the majority of times I review a policy I end up saying;
I’m not saying it’s bad. I’m just saying I wouldn’t sign my name to it.”
The selfish truth is, on the surface at least, this is good for business. Makes the sales part of my day much easier;
Yes, I would like to give you more coverage and charge you less. Is this ok with you? “
If you happen to be an agent, think of it this way, if the car you are about to insure where to hit your car with your family in it, would they have enough cocerage? Since you’ll never actually know, isn’t it a good idea to not simply defer to what the previosu agent did?
If instead you are a consumer, I do not expect you to know the “ins and outs” of an insurance plan. It is really like any other purchase, if it doesn’t feel right it probably isn’t.