One thing that seems to continually bother me is when the wealthiest people and companies choose not to really do the world some good. When they choose profits over people. When they are genuinely in a position to change an industry for the better which will increase their profits and genuinely help the American public and they choose not to. Baffled by it.
Why write today?
Because every time I receive another letter from you I wonder why another tree branch had to die.
Because I wonder why a huge company allows their product to be so diluted by advertising.
So in a previous post I dove into some things I thought were not so good about the shopping sites I tried to use. Most of those comments were positioned from the consumer angle. Yes, a little slanted since I have been helping people with insurance for eleven years but still from the consumer angle. Well how about from the agent side
1. Its proven time and time again that the more policies a person/household has with an agent/company the more likely they are to stay. That being said, quoting one line of business will not cut it.
So it is time to take my own advice again. With renewals for auto and home insurance pending I decided to do some shopping. I’ve definitely written about what to do when your rate goes up but this time I did things a little different.
START; Unfortunately my home is basically unmovable, two claims in less than five years. So I look at what the rate will be without a multi-policy discount. But wait, it gets a little worse. I had a stretch in 2012 and early 2013 with three tickets. Not good. But, on a plus side, my wife’s two claims are now over five years old so they fall off.
Is all the agents. Well not quite all of them but lately it seems like most of them. Likely that the Pareto principle would disprove this but hey it’s been interesting. What do I mean? I mean if more agents did what the public thought their “job” was we would need less agents. Why? Because then there would be less messes to clean up for the rest of us.
Seriously, people call you and you have 15-30 seconds to say something cool. Credit to Jeffrey Gitomer who first put this thought in my head. ” I am on my phone or away from my desk…” Says nothing, shows nothing but it does waste the time of the person that called. Help them smile, maybe even laugh. Why not?
Wappingers Falls N.Y. (August 9, 2013)– Birchyard LLC donates to the Mount Beacon Incline Railway Restoration Society. The donation was presented on August 4, 2013 at 9 a.m. The funds will help support and repair the Incline Railway on North Beacon Mountain. Scenic Hudson’s Mount Beacon Park currently serves as a nature park, and the incline restoration is intended to preserve and enhance that role.
Stumbling through any amount of commercials can be entertaining and also very revealing. Many times entertainment takes precedent over information. Actually more times than not things are done to get your attention in the hopes that you will provide some attention/dollars to their product.
I have harped on insurance discounts for a while, bottom line is any list of discounts you can provide does not out do your characteristics. Your credit score, education, residence and marital status mean way more than all the discounts. But talking about this, the facts, is not appealing so we disguise it with discounts. Same thing with food.
Two years ago I left a very large, now much larger, international company. As part of my employment, each year all sales representatives chose to sign a “non-compete” agreement. Well now those two years are up. Here are some thoughts;
“Give people reasons to stay instead of leave and they will.”
Pathetic, seriously pathetic that any employer would want to use a non-compete or similar agreement. I have seen many worse than mine as well. Here is how I view it; Yes, you will have to apply some effort and treat people like humans rather than “employees” but both parties will earn more money this way so why not. What are you so worried about?