The worst part about insurance….

**Incomplete thought 1/4/2015**

 

Is all the agents.  Well not quite all of them but lately it seems like most of them.  Likely that the Pareto principle would disprove this but hey it’s been interesting.  What do I mean?  I mean if more agents did what the public thought their “job” was we would need less agents.  Why?  Because then there would be less messes to clean up for the rest of us.

Available Real Estate? Somehow sacred? The next big thing?

Advertising on license plate holders!  About to ramble, hang on almost over.

It is already being done but think about it, who cares where you bought your car? Do you save money or get anything for allowing them a spot on your car? Why not sell this space? Are you willing to identify with someone/something strong enough to allow them on your car?

Could it be to much?  Not sure, people routinely put magnetic stickers on their side panels.  How much time do you spend parked behind another vehicle at a light?  Is it dangerous to put your Twitter handle on there?  Not sure, at the very least a web address and something catchy?

An underutilized sales tool

YOUR VOICE MAIL!!

Seriously, people call you and you have 15-30 seconds to say something cool.  Credit to Jeffrey Gitomer who first put this thought in my head.  ” I am on my phone or away from my desk…”  Says nothing, shows nothing but it does waste the time of the person that called.  Help them smile, maybe even laugh.  Why not?

Marketing killed my dandelions

Here is what my lawn looked like a few weeks back;

2014-05-08 16.44.56

Chbly 6-8 chock full of dandelions and various other “flowers”  Probably 6-8 inches high and looking a bit rough.  But did it really?  Looked like a bunch of flowers and several dozen shades of green.  Why must a lawn be perfectly kept at all times?  My must people spend money on treatments to their lawn?  MARKETING  Ah, the pesky “american dream” of a perfectly manicured lawn.  No thanks.

Seriously take a moment to read about dandelions; http://en.wikipedia.org/wiki/Taraxacum

But does the band aid fit?

So the other morning I was shaving and cut my chin a bit.  Somehow these tiny cuts bleed profusely and with about an hour before I had to leave I had to do something.  So I apply some cream so it will clot a bit and then apply the first band aid I could find.  It was clear and way bigger than what I needed but it worked.  It had the little bit of gauze that all band aids have and after a short time the bleeding stopped.  Now our upstairs cabinet was not quite like this;

When does 1(nice introduction) +0(sad reply) = 3

The moment you decide to ask a friend for an introduction that is when.  See the key is that you, in this case I, was willing to strengthen a relationship by asking for some help.  See there is something to be said for being willing to go out on a limb and ask for some help.

Sometimes you win just by asking.

Now what about the other side, the brush off or lack of interest from the other party.  I give it a big aw well and move on.  See part of being willing to ask is being willing to get turned down.  Remember just because most of the world does not have the senses to see, hear or feel an opportunity doesn’t mean one does not exist.

Unemployment insurance is earned not bought

How many people who collect “unemployment” are legitimately unemployed?

How many of those same people did NOTHING or close to it to remain employed?

**Disclaimer; I have  no idea what the payments are for unemployment.  I have no idea what you need to do to “qualify” for it.  I have never nor will never be unemployed…maybe unemployable but never unemployed**

FACT: There are jobs everywhere.  Thing is many of them are not advertised and do not need to be.

FACT: That is not a statement about the “old boys club” that is a true statement as it pertains to the world we live in.

In case of emergency…

Where are your documents?  Scanned and stored in the cloud?  Hard copies?  Both?

Do you know the number to call if you have a claim?  Take a minute and add your insurance company(s) phone number to your contacts.  Add in your policy numbers as well.  This would save a lot of time in the event of a claim.

Is there an ID card in your glove box?  MOST ID cards have a phone number for your company and/or agent on them as well.

Have you inventoried some or all of your stuff?  You should

Pride and standards

Overwhelmed to see the amount of pride a nation can show.  Refreshing to see a positive event gain  this much exposure.  At the same time it is tremendous to see standards being upheld and principles as well as tradition being maintained despite any outside pressures.

If an entire nation can do this for a wedding I would hope individuals could keep their standards high and not compromise their principles.  Let’s set a standard of how we want to be treated and keep it.  Let’s not pander to promises of lower prices and tons  of discounts.  Set your own standard for what you want and what is important to you and stick to it, imagine the amount of mail you will get to ignore.

Appreciate your agent…if

Yes I believe the agent, me, works for you, the customer.  This is no different than any time you are spending money on a product or service.  This relationship tends to go better if you appreciate the person providing the product or service.  How do you do this?

UPDATE 5/19/2015

How do you “appreciate”‘ the person you are paying for a service?

  1. Give them a chance to work for you.
  2. Rather than carrying over the poor previous experience you may have had give your potential new agent the chance to shine without thinking he or she is as bad as the last one.