So as this is typed a hurricane is affecting North Caroline up to Northern New Jersey. With this storm as in any other there will likely be lots of claims filed. So what can you do? Well take a deep breath and realize that ALL companies have done everything they can to mobilize their claim units and it still may not be enough. Please try and be patient and instead try doing some of the following things, these are some ideas I have developed and used over the last ten years that work.
Step 1.Remember why you have insurance, it is not for the little annoying thing that you can comfortably afford to fix. It is for the event that you need help paying to fix. Filing a claim because “I pay for insurance why shouldn’t I use it…” can get you in to trouble. **What is trouble? Trouble is having rates on the higher side of the market for at least three years**