Lifetime worth of lessons in two years

Two years ago I left a very large, now much larger, international company.  As part of my employment, each year all sales representatives chose to sign a “non-compete” agreement.  Well now those two years are up.  Here are some thoughts;

“Give people reasons to stay instead of leave and they will.”

Pathetic, seriously pathetic that any employer would want to use a non-compete or similar agreement.  I have seen many worse than mine as well.  Here is how I view it;   Yes, you will have to apply some effort and treat people like humans rather than “employees” but both parties will earn more money this way so why not.  What are you so worried about?

Is time the best Insurance Discount?

It might be.  It might also be the most under used and least asked about.

If you are between the ages of 16 and 25 your lack of time on this planet is a reason why you spend more on insurance.  BUT what if you pay attention?  Maybe you start on your parents policy and make sure they have solid coverage so when it is time to switch you are in a better position.  Then, typically after three years of being licensed, it is time to shop.  Now just stay on top of things because you get a little older you can likely improve your rate, assuming a clean to fairly clean record.