Time to expect more

In an age of commoditization, discounts, deals, etc. where does it all end?  How many pieces of mail do you or I have to get in a week wrapped around “discounts up to 40%…”  “give us 15 minutes to save 15%..”  and whatever other deal or program or money saving discount they can come up with.  How about this, insurance is a critical part to any financial plan.  There are so many quality companies available that someone needs to remind the consumer that THEY ARE IN CHARGE.  What is the best way to show this?  VOTE WITH YOUR DOLLARS!  Make your agent work a little.

Why don’t you have renters insurance?

It’s to expensive?  Not really, it could be as low as $8 per month for a basic policy.

I don’t need it?  As long as you know your landlord has no responsibility for your belongings and will not pay for you to live somewhere else if you cannot live in your apartment.

Bad things don’t happen to me?  I hope you are right but if you aren’t why make things worse by not having renters insurance.